Terms & Conditions

Welcome to Saanvika! These Terms and Conditions outline the rules and regulations for the use of our website, accessible at https://saanvikagold.in/.

By accessing this website, we assume you accept these Terms and Conditions. Do not continue to use Saanvika if you do not agree to all of the Terms and Conditions stated on this page.

Intellectual Property Rights

Unless otherwise stated, Saanvika and/or its licensors own the intellectual property rights for all material on this website. All intellectual property rights are reserved. You may access this for your personal use, subject to restrictions set in these Terms and Conditions.

You must not:

• Republish material from Saanvika
• Sell, rent, or sub-license material from Saanvika
• Reproduce, duplicate, or copy material from Saanvika
• Redistribute content from Saanvika

User Accounts

If you create an account on our website, you must provide accurate and complete information. You are responsible for maintaining the confidentiality of your account credentials and for any activity that occurs under your account.

We reserve the right to suspend or terminate your account if we suspect any fraudulent activity or misuse of our services.

Product Information

We strive to ensure that all product details, descriptions, and prices are accurate. However, errors may occur. We reserve the right to correct any errors, inaccuracies, or omissions and to change/update information at any time without prior notice.

All product images are for representation purposes only. Actual products may slightly vary in appearance.

Orders & Payments

By placing an order on our website, you agree to provide valid payment details. We reserve the right to refuse or cancel any order for any reason, including but not limited to fraud detection or incorrect pricing.

Payment Methods:

We accept various payment methods, including credit/debit cards, UPI, and online banking. Orders will only be processed once payment is successfully received.

Shipping & Delivery

We aim to process and ship orders as quickly as possible. Shipping times may vary based on location and external factors beyond our control.

Any estimated delivery dates are approximate and not guaranteed. Customers will receive tracking details once the order is dispatched.

Returns & Refunds

We accept returns under certain conditions. Please ensure that the product is unused and in its original packaging for eligibility.

Refund Policy:

• Returns must be initiated within **7 days** of delivery.
• Customers are responsible for return shipping costs unless the item is defective.
• Refunds will be processed within **7-10 business days** after receiving the returned product.

For any return-related queries, contact us at [Insert Email Address].

Liability Disclaimer

Saanvika is not responsible for any direct, indirect, incidental, consequential, or punitive damages arising from the use of our website or products.

While we strive to keep our website secure, we do not guarantee that it is free from viruses or other harmful components.

Privacy & Security

Your privacy is important to us. We collect and process personal data per our Privacy Policy.

By using our website, you consent to our data collection practices.

Changes to Terms & Conditions

We reserve the right to update these Terms & Conditions at any time. Any changes will be posted on this page with an updated revision date.

It is your responsibility to review this page periodically for updates.

Governing Law

These Terms & Conditions shall be governed and construed under the laws of **India**. Any disputes arising from these terms shall be subject to the jurisdiction of the courts in **[Your City, India]**.

Contact Us

If you have any questions regarding these Terms & Conditions, please contact us:

Phone: +91 7980083761

Email: subhasispaul71@gmail.com

Address: Saheb Bagan, Kora, Madhyamgram, Kolkata, West Bengal 700130